If you itemize, you can lower your income taxes simply by writing us a check. Gifts of cash are fully deductible- up to a maximum of 60% of your adjusted gross income. Any excess can generally be carried forward and deducted over as many as five subsequent years.

We can be named as a beneficiary in your will in a number of simple ways. You can designate a dollar amount, a percentage of your estate, or provide a contingent bequest or a remainder interest.

If you own stock, it is often tax-wise to contribute stock than cash. A gift of appreciated stock generally offers a two-fold tax saving. First, you avoid paying any capital gains tax on the increase in value of the stock. Second, you receive an income tax deduction for the full fair market value of the stock. Gifts of appreciated stock are fully deductible - up to a maximum of 30% of your adjusted gross income. 

A gift of life insurance can provide a significant charitable deduction. You could donate a new policy that you currently own but no longer need. To receive a deduction, designate us as both the owner and beneficiary of the life insurance policy. Check with your insurance agent for the details.

A residence, vacation home, farm, acreage, or vacant lot may have so appreciated in value through the years that its sale would mean a sizable capital gains tax. By making a gift of this property instead, you would avoid the capital gains tax, and, at the same time, receive a charitable deduction for the full fair market value of the property. It is also possible to make a gift of your home, farm, or vacation home so that you and your spouse can continue to use it for your lifetimes-while you receive a current income tax deduction.